Times are tough. I get that. In fact, I’m struggling as much as anyone else right now, so I understand that. Your struggling though? Yeah, that’s all your fault.
OK, there are some reading this who genuinely did things right and are still struggling. For most of us? It’s our fault. Please note my use of pronoun there. “Us”. Yeah, my situation is my fault too.
When times get tough, people want to blame other people. They want to say, “So-and-so screwed me over,” or something similar. The problem is, they didn’t. For you to be “screwed over”, they would have had to knowingly give you false information – or knowingly withhold information – that you needed in order to make a sound decision.
Most of the time, that’s simply not the case.
In fact, most of the problems I hear people talking about are really a lack of planning. They didn’t have enough saved up in case of something happening. They bought too much house. Any number of things along these lines, really.
Now, I’m not saying that these people deserve what’s happening. Most likely, they don’t. Unfortunately it’s still happening. Also unfortunately, it’s still a result of decisions we have made.
That doesn’t mean we shouldn’t hope for more, or tolerate policies that aren’t going to make the situations any better. No, that’s perfectly acceptable. In fact, we wouldn’t be human if we acted otherwise.
However, that doesn’t mean we aren’t at least partially to blame for our own situations.
So what does that mean for folks like us? It means it’s up to us to get ourselves out of this mess. We’ve got to find our own way out of our respective messes. We all will, unless we decide to just give up.
What matters most is that we each learn from these mistakes. I know that I have, and I hope the rest of you have as well. I urge each of us to make a vow that we will learn from these mistakes and make sound, smart decisions in the future. If enough of us do that, and share our experiences, then others may learn from our mistakes. Of course, we didn’t learn from those that came before us, so I might be overly optimistic.
Either way, we are only responsible for us. Your situation is most likely all your fault, and mine is completely my own fault. Own it, and move forward. It’ll all work out in the end.